Would smaller payments be helpful? Shop Pay installment options may be available for eligible purchases. Review the terms and make the choice that works for your budget. Learn how it works. Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.